Commercial Manager

Job Summary

We seek a proactive, results-driven Commercial Manager to assist the Agency Manager with commercial activities and administrative duties. The successful candidate will oversee a portfolio of clients (merchants and economic operators), drive business growth, and perform credit analysis and follow-up while helping meet the agency’s goals.

Key Responsibilities

• Commercial Management & Credit Activities
• Analyze credit requests from merchants and economic operators.
• Conduct initial negotiations on credit terms with clients.
• Prepare and submit credit files to the Agency Manager.
• Follow up on credit files until finalization.
• Monitor the recovery of granted credits and ensure timely follow-up.
• Identify and assess credit risks and propose mitigation measures.
• Business Development & Operations
• Assist the Agency Manager with commercial promotion and activities.
• Prospect new clients (merchants and economic operators) for account opening and credit opportunities.
• Arrange meetings between prospects and management when needed.
• Manage and monitor the agency’s Small Business channels.
• Support the tracking of commercial targets and team performance.
• Organize performance review meetings upon the Agency Manager’s request.
• Assist in opening and closing the agency as required.
• Act as backup for the Agency Manager in their absence.
• Perform any other tasks assigned by the Agency Manager.

Requirements

Education and Experience

• Minimum Bachelor’s degree (Bac+3) in Management, Business Administration, or Commercial Management.
• At least 3 years of experience in the banking sector.

Technical Skills

• Strong financial analysis and credit risk assessment skills.
• Knowledge of administrative and basic accounting processes (checks, payroll, reconciliation).
• Proven sales, prospecting, and negotiation skills.
• Ability to monitor activities and track performance against objectives.

Personal Qualities

• Strong sense of responsibility and ability to manage operations in the Manager’s absence.
• Proactive with strong negotiation and persuasion skills.
• Team player with excellent collaboration abilities.
• High level of discipline, organization, and commitment.
• Good analytical and critical thinking skills.
• Must be from Maroua and able to speak the local language (Foulfouldé).

How to Apply

Interested candidates who meet the requirements of the position are invited to submit their CV and Cover letter to: recruit.cmr@saasab2e.com